Commodity chain & a pair of Steve Madden shoe Assignment

Safeguarding NFL Players

Question: Compose an exposition on the Role of Government in Safeguarding the Health of NFL Players? Answer: Greenhow, A. (2011). Blackout strategies of the National Football League: Revisiting the'Sport Administrator's Charter'and the job of the Australian Football League and National Rugby League in blackout the board This article was distributed in Sports Law Journal in 2011. In this paper the creators demonstrated that the suit of the United States are neglecting to secure the players of National Football League (NFL). This situation demonstrates the wastefulness of the administration of the United States and bringing up various issues about the duties of the legislature so as to ensure the football players of National Football League from lethal wounds and their wellbeing related issues after their football vocation is finished. The specialist in this paper contrasted the NFLs asserted disappointment and the case like Big Tobacco. The point of this examination was to see whether the administration of the United States has the obligation of the NFL players wellbeing related issues or not. In this article, the writer assessed the blackout the executives approaches of the AFL (Australian Football League) and NRL (National Rugby League) too. Heard, K. (2013). The Impact of Preemption in the NFL Concussion Litigation.University of Miami Law Review,68(1) This diary was distributed in Social Science Research Network (SSRN) in 2013. As of late, it is discovered that the pace of blackout is quickly expanded among the NFL (National Football League) players. The scientist demonstrated that there are 81 claims recorded against the NFL (National Football League) with respect to the blackout. In any case, in 2013 the NFL (National Football League) and the previous players went to a common settlements, where it was characterized that the NFL (National Football League) will bear $765 million for the advantages of the players just as paying remuneration for the exploration, case cost for them. In this setting the administration of the United States assisted with actualizing the law and press the NFL (National Football League) to give their pay any place required. Cottler, L. B., Abdallah, A. B., Cummings, S. M., Barr, J., Banks, R., Forchheimer, R. (2011). Injury, torment, and solution narcotic use among previous National Football League (NFL) players.Drug and liquor dependence,116(1), 188-194 This paper was distributed in Science Direct in 2011. The foundation of this work is injury looked by the football players in the NFL (National Football League). The analysts utilized phone overview of NFL (National Football League) players (644, resigned). From the overview it was found by the analyst that the greater part of the NFL (National Football League) players, who were abused during the football profession in NFL are generally abused currently contrasted and the other NFGL players. What's more, it is discovered that more NFL (National Football League) torment is related with the present abuse, for example, overwhelming drinking and blackouts. A large portion of the resigned NFL (National Football League) players are in this manner abusing opoid and the legislature have no control on the present circumstance. Bennett, D. (2012). Damage decrease and NFL sedate policy.Journal of Sport Social Issues, 0193723512458929 This paper was distributed in the diary of Sports and Social Issues in 2013. This article is planned to discover the strategies utilized by the NFL (National Football League) so as to diminish mischief of the illegal psychoactive medications. The arrangements utilized by the NFL (National Football League) to fortify the punishing custom of the medication approaches utilized by the administration of the United States. The medication strategies are centered around the testing of medications and they require poise from utilizing illicit medications. In this setting it is discovered that NFL rebuffs the players who utilized illicit medications by suspending them from the work just as cut off from their installment. Likewise, the NFL just as the administration needs to execute hardly any means to control the mischief decrease of the players. In this paper, the creator dissected three distinct instances of player suspension from a viewpoint of mischief decrease. The paper delivers the meth od to diminish hurt among the NFL players. Green, M. (2014). Handling the NFL: An examination of the job of the legislature in working environment wellbeing This article was distributed in Duke University Libraries (DUL) in 2014. In this paper the scientist was expected to break down the job of the central government with regards to lessening the blackout emergency in the NFL (National Football League). In this specific situation, the privet area enterprises were mediated by the legislature to improve the wellbeing and security of the NFL players. Also, the analyst found that the legislature recently interceded in a few issues with respect to the games business. Be that as it may, there was no noteworthy effect on the blackout enactment. The specialist expressed three contextual investigations, which were on different ventures it is discovered that the NFL (National Football League) blackout emergency is provoked government intercession. Be that as it may, it is demonstrated by the specialist that football is considered as a one of a kind industry in this manner the wellbeing related issues or the blackouts in this field is still not int erceded by the administration completely.

Swaziland Free Essays

Swaziland Death tolls in Swaziland keep on rising while at the same time mounting weight of the economy and absence of control carries Swaziland to the edge of debacle. Circumscribed between South Africa and Mozambique, Swaziland is a small nation that contains 1. 2 million residents. We will compose a custom paper test on Swaziland or on the other hand any comparable subject just for you Request Now This nation was guaranteed autonomy by the British in the late nineteenth century. It was at that point allowed to Swaziland in 1968. The present chief of Swaziland is King Mwsati III and the Deputy Prime Minister is Themba Masuka. While adjusting a government and a disabled economy, King Mwsati is having a go at everything in his capacity to get Swaziland in the groove again. The loss of life of HIV/AIDS is deteriorating a direct result of the absence of cash the administration assets to help forestall this lethal malady. Because of the reliable low Gross Domestic Product Swaziland gets every year, the administration battles to give cash which could help the nation by offering instruction, treatment, and medication. HIV/AIDS has taken over nearly the whole nation of Swaziland’s 1. 2 million residents. Swaziland’s most concerning issue keeps on being the incredibly high loss of life because of an ailment known as HIV/AIDS. As indicated by Avert. om, â€Å"HIV is an infection that can just contaminate human beings†. This infection debilitates your insusceptible framework by annihilating significant cells that battle sicknesses and keeps on imitating all through the whole human body, in the event that it goes untreated. Helps is the last phase of the HIV contamination. You hold the infection when your insusceptible framework isn't workin g appropriately, or at the end of the day, when your invulnerable framework becomes ‘deficient’. This infection can spread drastically through contact with an influenced person’s body liquids from sharing hypodermic needles related with drugs. Right now in Swaziland, around three in each one hundred individuals are tainted with HIV and around 7,000 individuals kick the bucket every year. In excess of seventy thousand youngsters have been stranded all through the nation since they have been determined to have HIV/AIDS. The Swaziland government is having a go at everything in their influence to restrain this infection, however they can't satisfy their arrangements because of difficult individuals or absence of cash the nation acquires. As the flow monetary conditions decline, the capacity to help those with HIV/Aids gets troublesome because of the absence of food and water. Individuals have turned to eating bovine waste for sustenance as they have to have food when they take their medication. With water being restricted, because of the steady dry spells; they have turned towards drinking the pee of creatures. This has made it significantly increasingly hard for the administration to help. Swaziland is a little country battling for development in their economy. At present, Swaziland’s GDP has just expanded by 0. 3% in the previous year. Contrasted with different nations, Swaziland is positioned 191 out of 216 nations in the GDP development rate. Swaziland has had various detours that have influenced them paving the way to a poor economy. This incorporates dry seasons, low farming movement, and the staggering impacts of HIV/AIDS that have added to the numerous components of battling nation. The expanded spending for moves, wages, and appropriations has not helped the economy yet has prompted spending deficiencies. Another monetary issue for Swaziland is the absence of fares the nation accommodates different nations. As indicated by Wikipedia. com, â€Å"The Swazi economy is firmly connected toward the South African economy, from which it gets over 90% of its imports and to which it sends about 70% of its exports†. Since Swaziland is barred from the sea, very few nations exchange with Swaziland however exchange with South Africa. Nations around the globe trust Swaziland’s exchanging merchandise are not the best because of the illness of HIV/AIDs that has taken nearly the entire populace. Since Swaziland’s economy is gradually sinking or as expressed by the Times of Swaziland, a â€Å"Economic Crisis†, the administration will proceed to battle and give the financing expected to forestall the significant impact of HIV/AIDS that has assumed control over the nation. Despite the fact that Swaziland has major financial and clinical issues to address, the administration despite everything gets an opportunity to turn it around in the event that they can instruct and help the Swazis on what should be finished. All Swazis concur that spending slices are required because of the budgetary emergency they are in, however they can't concede to what ought to be finished. Restricting the infection of HIV/AIDS could help the economy massively on the grounds that less individuals will bite the dust every year making more individuals work and redistributing assets for different methods. Families are separating and the level of vagrants is expanding. The more distant family support is declining with nobody to care for the vagrants or other relatives, however on the off chance that greater treatment is accessible progressively sound Swazis can be beneficial. By more individuals having the option to work makes more products to exchange which can expand the GDP. In the event that the economy recuperates, many spending cuts will be wiped out and all the more financing toward HIV/AIDS will be spent. In the event that the Swazis tune in to the administration and become tied up with a very much characterized monetary arrangement, I accept the nation will gradually begin to change and be making progress toward recuperation. The most effective method to refer to Swaziland, Papers

What Should You Do If You Go to a Bad High School

What Should You Do If You Go to a Bad High School SAT/ACT Prep Online Guides and Tips The nature of training at various secondary schools can differ generally, sometimesto the weakness of understudies. In the event that you go to a school that doesn’t offer the projects and level of guidance that you might want, you may feel disappointed and stressed over getting into school. In this article, I’ll give you a portion of the qualities of a â€Å"bad† secondary school and mention to you what steps you can take to improve your instructive experience and school applications in spite of these inconveniences. What Defines a â€Å"Bad† High School? There are a couple of qualities that are basic amonghigh schools that don't get ready understudies sufficiently for college.Your school may not really be â€Å"bad† in light of the fact that it has one of these attributes, yet in the event that it has every one of them, the exhortation in this article is for you. Low-Quality Teaching The nature of instructing at a secondary school can have a major effect in how much understudies learn in their classes and how intrigued they are in the subjects.If the instructors aren’t drew in, the understudies certainly won’t be.A sign of low-quality educating is the point at which the educator structures everything so the individual in question needs to accomplish as meager work as possible.For model, rather than all the more testing short answer tests, the instructor may give all of you different decision tests on the grounds that they’re quicker to grade.Students realize low-quality encouraging when they see it - it as a rule implies simpler, more blunt classes that need substance. Not many Advanced Classes Low-quality secondary schools regularly don't offer many propelled classes to students.This integrates with issues with instructing too; propelled classes are increasingly hard to educate and require skill that the educators at the school may not have.A â€Å"bad† secondary school may not offer any AP or IB classes, or it might offer just one or two.A absence of significant level classes can keep propelled understudies from testing themselves in secondary school and arriving at their full potential.It can likewise be a mishap with regards to applying for school. Constrained Choices for Classes Overall When all is said in done, â€Å"bad† secondary schools don’t give understudies numerous decisions for classes.These schools may offer less classes on the grounds that they’re underfunded and don’t have the assets for extra educators and course materials.A absence of decision can imply that understudies can't investigate their regions of enthusiasm for a way that would be conceivable at another high school.They may be constrained onto a specific course track that doesn’t fit their needs or pass up a subject that they would adore. In outrageous cases, understudies could even wind up not ready for school in light of the fact that their secondary school didn't offer the requirements they expected to prevail in early on school classes. It is cool to take the AP Environmental Science class in secondary school in case you're enthusiastic about nature protection, yet your school probably won't give you that alternative or offer different classes you're keen on. What Are Your Options If Your School Is Bad? On the off chance that your secondary school offers low quality guidance, you may need to go well beyond to get the sort of instruction you should be set up for school. Be that as it may, don't surrender: you do have alternatives. Alternative 1: Talk to a Teacher or Academic Advisor In the event that you go to an awful secondary school, you will likely profit by additional assistance past the guidance you’re getting in your classes.You can talk about your choices with an educator or direction instructor to perceive what you can do to improve your odds of being acknowledged to a decent college.They may have exhortation dependent on what other high-accomplishing understudies have done in the past to compensate for the absence of chances. Arrangements may incorporate concocting your own free investigation class or doing additional ventures in your current classes to show your scholastic abilities.This is the least problematic alternative you have, and it ought to be the initial step you take before you choose to seek after increasingly intense estimates like taking classes somewhere else or moving schools. Choice 2: Take Classes at a Nearby Community College Numerous secondary schools will permit you to do â€Å"dual enrollment.† This implies you’re all the while joined up with classes at your secondary school and a close by college.If the propelled classes you’re searching for are not offered at your secondary school, this can be an incredible method to access the learning encounters you need. Remember; in any case, that there are a few downsides to taking junior college classes in secondary school. You may need to pay for them all alone if your secondary school doesn't offer budgetary help, and you'll have to discover dependable transportation to and from grounds. Adjusting classes at two unique schools can be extreme, particularly in case you're vigorously associated with extracurricular exercises. Address a direction advisor to discover progressively about how your secondary school handles double enlistment and what your choices are. Choice 3: Transfer to a Different High School in the Area The last choice you have is moving secondary schools. This is an increasingly practical choice in case you're a first year recruit or sophomore, albeit in fact you can move at whatever time of secondary school. It's ideal to move as an underclassman since you'll have more opportunity to exploit better assets at the new school and change in accordance with an alternate situation. It tends to be intense socially and scholastically to move, so this ought to be a final hotel on the off chance that you have an inclination that your school isn’t cutting it.Transferring secondary schools will require some anticipating your part, yet it’s for the most part not very hard to apply for a transfer.You can apply toward the start of each school year (in September or October) for an exchange that will happen the accompanying year.Again, check with your direction instructor to perceive what your school’s approaches are for moving. The new secondary school should download all information from your cerebrum before you can start going to classes. This system is generally easy. Will Your School’s Quality Impact Your Chances of Getting Into College? In the event that you go to a secondary school that could be considered â€Å"bad,† you may be stressed over the impact this will have on the school application process.Admissions workplaces gather a ton of information about secondary schools around the nation that they use to advise their decisions.If your secondary school just offered two AP classes and you took them two, you wouldn’t be contrasted legitimately with an understudy at another secondary school who removed five AP classes from the 15 that were advertised. Universities comprehend that each secondary school is extraordinary and that some give preferable open doors over others.They do their best not to blame understudies for going to secondary schools with less open doors by thinking about whether as an understudy benefited as much as possible from the circumstance at hand.Colleges will be basically worried about two things on the off chance that you go to a terrible secondary school: Did you challenge yourself however much as could reasonably be expected inside the requirements of the educational program at the school while gaining high evaluations? Did you search out extra open doors outside of your secondary school to enhance your learning experience? In the event that you do both of those things, you will at present have a solid potential for success against high-accomplishing understudies who were lucky enough to go to better secondary schools. What Are Some Other Ways to Strengthen Your Application If You Go to a Bad High School? On the off chance that you’re still stressed over how you’ll charge in the application procedure, there are several estimates you can take to ensure you’re introducing yourself to schools in the most ideal manner conceivable: Develop Strong Extracurricular and Leadership Credentials Regardless of whether your school doesn’t have the best scholastics, you despite everything may have the option to partake in extracurricular exercises that will support your application.If you have an intrigue that you feel isn’t spoke to bythe current extracurricular contributions at your school, you can even make another club.This signs to universities that you’re ready to step up to the plate and are enthusiastic about something. You can likewise engage in extracurricular exercises that are not associated with your school, regardless of whether that incorporates a congregation gathering, volunteer association, network theater organization, or an alternate association. On the off chance that you’re into sports, you can attempt to turn into a group skipper so that you’re in an initiative role.Leadership is imperative to schools since it shows that you are equipped for being in a place of power with additional duties. This shows autonomy, development, and the possibility to roll out large improvements on the planet. The purpose of extracurricular exercises is to show that you have interests outside of scholastics and will carry something extraordinary to a school campus.You should utilize your extracurricularsto feature what your identity is and exhibit your latent capacity. Get Great Letters of Recommendation Another approach to develop your application is to keep steady over your letters of proposal. Ensure you solicit your instructors with bounty from time to save (unmistakably let them know throughout the spring of yourjunior yearand then affirm with them right off the bat in your senior year). Be key about which educators you request letters. It's ideal to ask educators who can vouch for your qualities as an understudy and your capacity to go well beyond in your coursework. On the off chance that you counseled an educator on the best way to improve your scholastic record for school applications, you may approach that instructor for a suggestion with the goal that the individual can give tales that point to your assurance. Compose an Awesome Personal Statement The individual explanation is an open door for you to inform universities something regarding yourself that they probably won't gain from the remainder of your application.It

The Importance of IELTS Essay Tips for the 2020 IELTS Test

The Importance of IELTS Essay Tips for the 2020 IELTS TestThe book IELTS Essay Tips for the 2020 IELTS test will help you become fluent in English. This way, you will be able to answer questions in English in exams and interviews. There are a lot of lessons that can be learned from this book so you need to have this in your IELTS Study Guide.An iELTS test is going to help you answer questions in English. An English test is what you should aim for because it tests your skills with the language. With this, you will be able to express yourself better. This is true especially in an interview or a job interview.An IELTS test is going to help you have a better English vocabulary and it can also help you if you want to learn English. An English test will help you learn the language skills of English. This can help you with how to write well, speak well, and do things correctly. It can also be used in other situations such as attending a seminar.The book IELTS Essay Tips for the 2020 IELTS t est includes some sample essays that you can use in exams and interviews. It can help you know how to answer questions in English that is grammatically correct. It is also a good place to study your grammar skills because you can read it at your own pace.You can also find some tips on when to read your essay samples. For example, if you need to answer a question that has a series of questions and then answers, you can read the essay example and then look at the sample answers. This will help you get a good idea of how to answer each question that is included in the essay sample. It will also give you an idea about how you should start your essay.Many people think that an IELTS test is only for native English speakers but the reality is that this test can be used by non-native English speakers as well. It is even recommended for non-native English speakers to take this test to be able to pass the test. They can go through the IELTS sample test and get some ideas about the test.It is a good idea to study from the book IELTS Essay Tips for the 2020 IELTS test because it can help you answer questions in English that is grammatically correct. It is also a good place to practice your grammar skills and writing skills. This book also provides you with some tips on when to read your essay samples and other things that will help you answer questions in English.Because it is a comprehensive book, it can help you learn English as a second language. It can help you be successful in an exam. This book can be used by those who are in a foreign country for an interview. It can also be used by non-native English speakers to get a better grasp of the language.

Just Released Latest 529 Plan 5-cap Ratings

Top-rated plans as of March 31, 2017 About the 5-Cap Ratings In addition to our 529 Plan Performance Rankings, Savingforcollege.com also assigns a 5-Cap Rating to plans to help investors evaluate their college savings options. Each quarter, scores are assigned based on a variety of factors, which we separate into four categories: Performance, Costs, Features, and Reliability. There is also a "Resident Upgrade" score to reflect any additional benefits offered to residents of the plan's sponsoring state. Ratings for advisor-sold plans assume that the higher cost structure is justified by the professional advice, due diligence and time savings a financial advisor can provide. How it works Each plan's category scores and the "Resident Upgrade" score are computed on a scale of 1 to 5. We use a weighted averaging algorithm to calculate the overall 5-Cap Rating. Each plan's category score and overall Rating are featured on its Plan Details page, so that individuals are able to weight each factor, such as historical investment performance, based on their own circumstances and preferences. Separate scores are calculated for residents and non-residents of each sponsoring state, since many states offer special benefits for residents who invest in their 529 plans. In fact, over 30 states, including the District of Columbia, currently offer a state tax credit or deduction for 529 plan contributions. It's important to note that while we do employ a mathematical formula to calculate these scores, a significant portion of our analysis is subjective, and the Rating does not assess every aspect of a 529 plan, its management, or future investment performance. Click here for more information on how we calculate the Ratings. Notes about the most recent rankings Several plans are in the process of dramatic changes, including the DC 529 Plan transitioning from Calvert to Ascensus College Savings, and the announcement that the Illinois 529 plans will soon be consolidated into the Bright Start College Savings Program. Both the Rhode Island 529 plans are also approaching the one-year mark in terms of performance history, which will allow them to be ranked. Given that the aforementioned plans won their respective contracts due to their diverse lineup of investments and low fees, it would not be unexpected to see them receive strong ratings, though it is still too soon to tell. Also note that several plans may have seen the ï ¿ ½Reliabilityï ¿ ½ component of their score decrease, though there were no changes in the plan. This is because one of the components of Reliability is the risk of plan upheaval, and as the contract expiration data approaches there is greater risk of changes in the plan. Top-rated plans as of March 31, 2017 A plan with a Rating of 5 Caps offers outstanding flexibility, attractive investments, and additional economic benefits (such as generous tax incentives) that can offer a substantial boost in savings for some investors. There are few, if any, weaknesses in these programs. The plans listed below currently have a resident and/or non-resident rating of 5 Caps. table{font-family:arial,sans-serif;border-collapse:collapse;width:100%}td{border:1px solid #ddd;text-align:left;padding:8px}tr:nth-child(even) {background-color:#ddd} ï ¿ ½ ï ¿ ½ Final Score State Program Non-resident Resident Alaska University of Alaska College Savings Plan 4.5 5 Colorado Direct Portfolio College Savings Plan 4 5 Colorado Scholars Choice College Savings Program 4.5 5 Illinois Bright Start College Savings Program -- Direct-sold Plan 4.5 5 Iowa College Savings Iowa 4.5 5 Maine NextGen College Investing Plan -- Client Direct Series 5 5 Michigan Michigan Education Savings Program 4.5 5 Nebraska Nebraska Education Savings Trust - Advisor College Savings Plan 4.5 5 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 4.5 5 New York New York's 529 College Savings Program -- Direct Plan 5 5 Ohio Ohio CollegeAdvantage 529 Savings Plan 5 5 South Carolina Future Scholar 529 College Savings Plan (Advisor-sold) 4.5 5 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) ï ¿ ½ 5 Utah Utah Educational Savings Plan (UESP) Trust 4.5 5 Virginia Virginia Education Savings Trust (VEST) 4.5 5 West Virginia SMART529 WV Direct 4.5 5 Wisconsin EdVest (Direct-sold) 4.5 5 Top-rated plans as of March 31, 2017 About the 5-Cap Ratings In addition to our 529 Plan Performance Rankings, Savingforcollege.com also assigns a 5-Cap Rating to plans to help investors evaluate their college savings options. Each quarter, scores are assigned based on a variety of factors, which we separate into four categories: Performance, Costs, Features, and Reliability. There is also a "Resident Upgrade" score to reflect any additional benefits offered to residents of the plan's sponsoring state. Ratings for advisor-sold plans assume that the higher cost structure is justified by the professional advice, due diligence and time savings a financial advisor can provide. How it works Each plan's category scores and the "Resident Upgrade" score are computed on a scale of 1 to 5. We use a weighted averaging algorithm to calculate the overall 5-Cap Rating. Each plan's category score and overall Rating are featured on its Plan Details page, so that individuals are able to weight each factor, such as historical investment performance, based on their own circumstances and preferences. Separate scores are calculated for residents and non-residents of each sponsoring state, since many states offer special benefits for residents who invest in their 529 plans. In fact, over 30 states, including the District of Columbia, currently offer a state tax credit or deduction for 529 plan contributions. It's important to note that while we do employ a mathematical formula to calculate these scores, a significant portion of our analysis is subjective, and the Rating does not assess every aspect of a 529 plan, its management, or future investment performance. Click here for more information on how we calculate the Ratings. Notes about the most recent rankings Several plans are in the process of dramatic changes, including the DC 529 Plan transitioning from Calvert to Ascensus College Savings, and the announcement that the Illinois 529 plans will soon be consolidated into the Bright Start College Savings Program. Both the Rhode Island 529 plans are also approaching the one-year mark in terms of performance history, which will allow them to be ranked. Given that the aforementioned plans won their respective contracts due to their diverse lineup of investments and low fees, it would not be unexpected to see them receive strong ratings, though it is still too soon to tell. Also note that several plans may have seen the ï ¿ ½Reliabilityï ¿ ½ component of their score decrease, though there were no changes in the plan. This is because one of the components of Reliability is the risk of plan upheaval, and as the contract expiration data approaches there is greater risk of changes in the plan. Top-rated plans as of March 31, 2017 A plan with a Rating of 5 Caps offers outstanding flexibility, attractive investments, and additional economic benefits (such as generous tax incentives) that can offer a substantial boost in savings for some investors. There are few, if any, weaknesses in these programs. The plans listed below currently have a resident and/or non-resident rating of 5 Caps. table{font-family:arial,sans-serif;border-collapse:collapse;width:100%}td{border:1px solid #ddd;text-align:left;padding:8px}tr:nth-child(even) {background-color:#ddd} ï ¿ ½ ï ¿ ½ Final Score State Program Non-resident Resident Alaska University of Alaska College Savings Plan 4.5 5 Colorado Direct Portfolio College Savings Plan 4 5 Colorado Scholars Choice College Savings Program 4.5 5 Illinois Bright Start College Savings Program -- Direct-sold Plan 4.5 5 Iowa College Savings Iowa 4.5 5 Maine NextGen College Investing Plan -- Client Direct Series 5 5 Michigan Michigan Education Savings Program 4.5 5 Nebraska Nebraska Education Savings Trust - Advisor College Savings Plan 4.5 5 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 4.5 5 New York New York's 529 College Savings Program -- Direct Plan 5 5 Ohio Ohio CollegeAdvantage 529 Savings Plan 5 5 South Carolina Future Scholar 529 College Savings Plan (Advisor-sold) 4.5 5 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) ï ¿ ½ 5 Utah Utah Educational Savings Plan (UESP) Trust 4.5 5 Virginia Virginia Education Savings Trust (VEST) 4.5 5 West Virginia SMART529 WV Direct 4.5 5 Wisconsin EdVest (Direct-sold) 4.5 5 Just Released Latest 529 Plan 5-cap Ratings Top-rated plans as of September 30, 2015 RELATED: See the top-rated plans as of December 31, 2016 About the 5-Cap Ratings In addition to our 529 Plan Performance Rankings, Savingforcollege.com also provides a 5-Cap Rating to plans in order to help investors evaluate their college savings options. Each quarter, scores are assigned based on a variety of factors, which we separate into four categories: Performance, Costs, Features and Reliability. There is also a "Resident Upgrade" score to reflect any additional benefits offered to residents of the plan's sponsoring state. Ratings for advisor-sold plans assume that the higher cost structure is justified by the professional advice, due diligence and time savings a financial advisor can provide. How it works Each plan's category scores and "Resident Upgrade" score are computed on a scale of 1 to 5, and we use an averaging algorithm to calculate the overall 5-Cap Rating. Each plan's category score and overall Rating are featured on it's Plan Details page, so that individuals are able to weight each factor, such as historical investment performance, based on their own circumstances and preferences. Separate scores are calculated for residents and non-residents of each sponsoring state, since many states offer special benefits for residents who invest in their 529 plans. In fact, 34 states, including the District of Columbia, currently offer a state tax credit or deduction for 529 plan contributions. It's important to note that while we do employ a mathematical formula to calculate these scores, a significant portion of our analysis is subjective, and the Rating does not assess every aspect of a 529 plan, it's management or future investment performance. Click here for more information on how we calculate the Ratings. Top-rated plans as of September 30, 2015 A plan with a Rating of 5 Caps offers outstanding flexibility, attractive investments, and additional economic benefits (such as generous tax incentives) that can offer a substantial boost in savings for some investors. There are few, if any, weaknesses in these programs. The plans listed below currently have a resident and/or non-resident rating of 5 Caps. View the complete list of updated Ratings here. California: The ScholarShare College Savings Plan - Non-resident rating = 5 Caps - Resident rating = 5 Caps Colorado: Direct Portfolio College Savings Plan - Non-resident rating = 4 Caps - Resident rating = 5 Caps ï ¿ ½ Scholars Choice College Savings Program - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps Illinois: Bright Start College Savings Program ï ¿ ½ Direct-sold plan - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps Iowa: College Savings Iowa - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps Maine: NextGen College Investing Plan ï ¿ ½ Client Direct Series - Non-resident rating = 5 Caps - Resident rating = 5 Caps ï ¿ ½ NextGen College Investing Plan ï ¿ ½ Client Select Series - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps Michigan: Michigan Education Savings Program - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps Nebraska: Nebraska Education Savings Trust ï ¿ ½ Advisor College Savings Plan - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps ï ¿ ½ Nebraska Education Savings Trust ï ¿ ½ Direct College Savings Plan - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps New York: New York's College Savings Program ï ¿ ½ Direct Plan - Non-resident rating = 5 Caps - Resident rating = 5 Caps Ohio: Ohio CollegeAdvantage 529 Savings Plan - Non-resident rating = 5 Caps - Resident rating = 5 Caps Rhode Island: CollegeBoundfund (Direct-sold, Alternative RI) - Non-resident rating = N/A, only available to residents - Resident rating = 5 Caps South Carolina: Future Scholar 529 College Savings Plan (Advisor-sold) - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps ï ¿ ½ Future Scholar 529 College Savings Plan (Direct-sold) - Non-resident rating = N/A, only available to residents - Resident rating = 5 Caps Utah: Utah Educational Savings Plan (USEP) - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps West Virginia: SMART529 WV Direct College Savings Plan - Non-resident rating = N/A, only available to residents - Resident rating = 5 Caps Wisconsin: Edvest - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps Top-rated plans as of September 30, 2015 RELATED: See the top-rated plans as of December 31, 2016 About the 5-Cap Ratings In addition to our 529 Plan Performance Rankings, Savingforcollege.com also provides a 5-Cap Rating to plans in order to help investors evaluate their college savings options. Each quarter, scores are assigned based on a variety of factors, which we separate into four categories: Performance, Costs, Features and Reliability. There is also a "Resident Upgrade" score to reflect any additional benefits offered to residents of the plan's sponsoring state. Ratings for advisor-sold plans assume that the higher cost structure is justified by the professional advice, due diligence and time savings a financial advisor can provide. How it works Each plan's category scores and "Resident Upgrade" score are computed on a scale of 1 to 5, and we use an averaging algorithm to calculate the overall 5-Cap Rating. Each plan's category score and overall Rating are featured on it's Plan Details page, so that individuals are able to weight each factor, such as historical investment performance, based on their own circumstances and preferences. Separate scores are calculated for residents and non-residents of each sponsoring state, since many states offer special benefits for residents who invest in their 529 plans. In fact, 34 states, including the District of Columbia, currently offer a state tax credit or deduction for 529 plan contributions. It's important to note that while we do employ a mathematical formula to calculate these scores, a significant portion of our analysis is subjective, and the Rating does not assess every aspect of a 529 plan, it's management or future investment performance. Click here for more information on how we calculate the Ratings. Top-rated plans as of September 30, 2015 A plan with a Rating of 5 Caps offers outstanding flexibility, attractive investments, and additional economic benefits (such as generous tax incentives) that can offer a substantial boost in savings for some investors. There are few, if any, weaknesses in these programs. The plans listed below currently have a resident and/or non-resident rating of 5 Caps. View the complete list of updated Ratings here. California: The ScholarShare College Savings Plan - Non-resident rating = 5 Caps - Resident rating = 5 Caps Colorado: Direct Portfolio College Savings Plan - Non-resident rating = 4 Caps - Resident rating = 5 Caps ï ¿ ½ Scholars Choice College Savings Program - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps Illinois: Bright Start College Savings Program ï ¿ ½ Direct-sold plan - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps Iowa: College Savings Iowa - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps Maine: NextGen College Investing Plan ï ¿ ½ Client Direct Series - Non-resident rating = 5 Caps - Resident rating = 5 Caps ï ¿ ½ NextGen College Investing Plan ï ¿ ½ Client Select Series - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps Michigan: Michigan Education Savings Program - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps Nebraska: Nebraska Education Savings Trust ï ¿ ½ Advisor College Savings Plan - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps ï ¿ ½ Nebraska Education Savings Trust ï ¿ ½ Direct College Savings Plan - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps New York: New York's College Savings Program ï ¿ ½ Direct Plan - Non-resident rating = 5 Caps - Resident rating = 5 Caps Ohio: Ohio CollegeAdvantage 529 Savings Plan - Non-resident rating = 5 Caps - Resident rating = 5 Caps Rhode Island: CollegeBoundfund (Direct-sold, Alternative RI) - Non-resident rating = N/A, only available to residents - Resident rating = 5 Caps South Carolina: Future Scholar 529 College Savings Plan (Advisor-sold) - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps ï ¿ ½ Future Scholar 529 College Savings Plan (Direct-sold) - Non-resident rating = N/A, only available to residents - Resident rating = 5 Caps Utah: Utah Educational Savings Plan (USEP) - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps West Virginia: SMART529 WV Direct College Savings Plan - Non-resident rating = N/A, only available to residents - Resident rating = 5 Caps Wisconsin: Edvest - Non-resident rating = 4.5 Caps - Resident rating = 5 Caps

Intelligence and Character - 1284 Words

Intelligence and Character â€Å"What do you want to be when you grow up?† Everyone has been asked this question at some point in their life. In fact, I am still being asked this question during this time in my life. Although the questions are in a more mature format, such as, â€Å"What are you majoring in?† and â€Å"What are you going to do with your life?† I have always answered this question with the same response. I want to be a teacher. Throughout my entire life I have respected and looked up to all of my teachers, as well as admired my parents, who are both educators. However, during my lifetime of playing â€Å"teacher† I have never actually thought about my personal educational philosophy. Yet, I can look back now on my†¦show more content†¦This philosophical method will be helpful in time management and keeping the students on track with their core lessons so that everything on the standardized tests will be covered throughout the school year. In my secondary English classroom I plan to use lecture and discussion methods to teach my students their basic reading, writing, and grammar skills. I believe that an essentialist’s style of an orderly classroom has positive effects on students’ comprehension factors, and although I do not plan to always have perfect rows of desks during class time, I feel that at certain times this seating arrangement will be necessary for a positive learning environment. Most of my English teachers used this essentialist teaching style, and I feel that it is important, especially in the secondary schools, to use this popular method in order to prepare students for collegiate classrooms. This â€Å"back-to-basics† curriculum that began because of the 1957 launch of Sputnik has become even more popular due to the 1983 report, A Nation at Risk, which shows a comparison between the weaker United States’ educational system with the stronger systems of other countrie s. 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